Designed
to earn you more
Unlike banks that let your cash sit in your accounts, we use technology to make more money on all your money, with no effort from you.
Let us optimize your finances and take the work out of banking, investing, borrowing, and planning.
Get StartedWhy choose FinanceCreation?
Meet
Self-Driving Money™,
our vision for the future
We want to optimize your money across spending, savings, and investments, putting it all to work
effortlessly.
Deposit your paycheck with FinanceCreation and, with the click of a button, you can have us automate the rest. Our
software can top off your emergency fund, pay all your bills, and even invest the rest to help meet your goals.
We
call this future Self-Driving Money™.
Upgrade your banking
Earn 8x the interest
with the Cash Account.
Enjoy high-interest checking with the Cash Account. Manage your money effortlessly and earn 0.35% APY on all your everyday cash, 8x the national average per FDIC.gov.
- Set up direct deposit and get paid up to two days earlier.
- Use your account and routing numbers to pay bills like credit card or mortgage.
- Access 19,000 free ATMs with your debit card.
- Use Apple Pay, Google Pay, Cash App, Venmo, Paypal.
Get up to $1 million of FDIC insurance through our partner banks. Plus, enjoy no account fees and unlimited free transfers, making it easy to put extra cash to work when you’re ready to invest.
Your long-term savings at work
Automate
your
investments.
We believe in passive investing, which is the time-tested approach to grow your long-term savings. Let our software automatically execute investment best practices, and take the work out of managing your own investments.
Start with a solid foundation
We’ll build you a diversified portfolio of low-cost index funds that aims to maximize your returns while keeping you in your risk comfort zone. And our software maintains the appropriate investment mix over time.
Reduce the taxes you pay
By implementing strategies like Tax-Loss Harvesting, our software helps lower the taxes you pay, so you’ll have more money to invest.
Invest for a low fee: 0.25%
We don’t let higher fees eat away at your returns. Pay only a 0.25% annual advisory fee on what you invest. No trading commissions. No sales calls. No, really.
Planning made easy
Keep a single view
of your finances.
Link your financial accounts once, and we’ll calculate your current net worth and project what you’ll have in the future, making updates automatically as your finances change.
A portfolio line of credit
Borrow quickly and
easily at a low rate.
Access cash without selling your investments.
Portfolio Line of Credit is the easy, low-cost way to borrow. At 2.50-3.75%, our rate is a fraction of the APR
on personal loans and credit cards.
2020 cash management
2019 robo advisor
best robo advisor 2020
The number of clients who choose to earn more and worry less is over
400,000
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